Solutions & Services
Browse our suitable solutions
Tailored Funding Solutions for SMEs
IFS offers a comprehensive range of financial products designed to help businesses
overcome cash flow challenges, unlock capital, and grow sustainably.
Invoice Discounting
Invoice Discounting allows you to convert unpaid invoices into immediate working capital. Instead of waiting for payments from clients, businesses can access up to 80% of the invoice value within 24 hours, enabling them to meet operational costs, invest in new opportunities, and improve financial stability.
Key Benefits
● Instant cash flow for operational expenses.
● Maintain full control over your customer relationships.
● Same-day processing for approved invoices.
● No long-term contracts—funding that grows with your business.
Ideal For
● Businesses with B2B sales and 30-90 day payment terms.
● Companies needing quick access to working capital.
● SMEs with a strong client base and reliable debtors
Purchase Order Funding
Purchase Order Funding bridges the gap between supplier payments and customer invoicing. It helps businesses fulfill large orders without straining their cash flow. IFS covers up to 100% of supplier costs, ensuring timely delivery and smooth transactions.
Key Benefits
● Secure large contracts without upfront capital.
● Direct supplier payments, reducing risk and improving efficiency.
● Flexible repayment terms tailored to transaction needs.
Ideal For
● Suppliers & manufacturers with large customer orders.
● Government contractors fulfilling tenders.
● Businesses in trade, distribution, and wholesale industries.
Asset-Backed Trade Finance
Asset-Backed Trade Finance allows businesses to leverage existing assets (such as vehicles, equipment, or stock) to secure working capital. This financing is ideal for expansion, investment, or urgent financial needs.
Key Benefits
● Access funding without selling assets.
● Competitive interest rates and flexible repayment terms.
● Fast approval process, ensuring quick access to funds.
Ideal For
● Manufacturers, fleet operators, and stock-holding businesses.
● Businesses needing flexible funding for specific transactions.
● SMEs looking to expand operations and acquire new assets.